The plaintiff sued, claiming that he intended to purchase coverage for personal injuries he might suffer while operating his farm and that he had a reasonable expectation of coverage under the policy. The defendant denied coverage on the basis that the policy only covered claims for bodily or personal injury brought by third parties against the plaintiff, and that the farming endorsement did not extend coverage for the plaintiff’s own bodily injury and incorporated the policy’s exclusion for bodily injury into the farming endorsement. ![]() ![]() The plaintiff had a homeowner’s insurance policy with the defendant and filed a claim for coverage under the policy for his injuries. The plaintiff became pinned between a trailer and barn while loading cattle and was hospitalized for several days as a result of his resulting injuries. Homeowner’s Policy Doesn’t Cover Farming Injury. This page contains summaries of significant recent court opinions involving insurance litigation of relevance to farmer and ranchers.
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